If you own a phone, whether it is mobile or land line, you are about to get a solicited or an unsolicited commercial communication. Let us know what these two are. Communication here refers to the telemarketing call.
Solicited commercial communication
I open a savings account with any of the nationalised banks. There is a business relationship established between me and the bank. During the establishment of this business relationship, I consent to receive calls about the product I have purchased or the account I have opened with the bank. In this way, I solicit to receive calls from the establishment. I can always go ahead and tell them that I do not want to be called again on the product which I am using from the bank. This is an example of Solicited commercial communication.
Unsolicited commercial communication
An unsolicited commercial communication is the type of communication in which the caller initiates the call to a person who does not have a commercial business relationship with the caller’s services. To be more clear, the person who is called does not expect the call. Most of us receive these type of calls from DSAs (Direct Service Agent) of Banks and NBFCs (Non-Banking Financial Companies).
What if you do not want to receive unsolicited commercial communication?
There is a DNCR (Do Not Call Registry) service prevalent in the western countries in which the customers can file in their telephone numbers at which they do not want to be disturbed for unsolicited commercial telemarketing calls. The establishments making calls are to screen the numbers through this DNCR and then make calls. If a customer opts to file his number in the DNCR and still receives unsolicited calls, legal action can be arranged against the party which called.
Is there a DNCR in India?
Currently, as far as I can see, there is not a centralised DNCR in India. But there are strict guidelines from RBI regarding the unsolicited commercial communication. The individual banks and NFBCs are to setup their own DNCR. And I read somewhere that a centralised registry is gonna be setup wherein the customer does not have to register for the individual DNCRs set by Banks and NFBCs, instead he needs to file the numbers in the centralised DNCR which will be screened by the banks and NFBCs before a telemarketing call is made.
Where can I find a DNCR list of Indian Banks and NFBCs?
I have compiled a list here. This is a list of few banks and not a comprehensive one. Thanks to a colleague at office who mailed the list of banks to me. Use IE for all these links as a few will not open in Firefox. 
- ICICI Bank
- State Bank of India
- Bank of Baroda
- HDFC Bank
- Standard Chartered
- HSBC
- ABN AMRO Bank
- CitiBank
- DeutscheBank
What if I still get a lot of calls after opting this list?
When using the DNCR, the bank will take the request in and processes it in 30 or 45 days. Give them their requested period of time to process. If you still receive call, show courtesy and tell the telemarketer that you are on the bank’s DNCR and not to call you anymore. If again you receive it, you can consult your lawyer for legal proceedings. But, I am not sure whether there is a law for this. 
Their life boat starts to wobble when Nanda is diagnosed of first level diabetes. Kalyani and Venky start concentrating on his health and their personal life falls into a dry period. Venky is dejected when he hears Kalyani’s plans of practicising celibacy to concentrate more on their son’s helath. This is when Geetha (Jyotika) meets him in the Beach – Tambaram EMU which Sarath uses for commuting. Slowly a thin line of friendship develops between them. The line grows thick and Sarath starts lying to his wife. He starts going out with Jyotika. Jyotika gets all the information about Sarath and his family and tells him that she is madly in love with him. Jyotika complains about her sad life with her husband to Sarath. Sarath falls to her words and they go to a Beach resort in ECR road. Lawrence (Milind Soman) makes an entry into the film and hurts Sarath badly. He rapes Jyotika in front of Sarath and takes their money and cellphone numbers. The movie moving at a snail pace starts sprinting with Lawrence and crew demanding money from Sarath. They blackmail him that they will tell the ECR episode to Jyotika’s husband and he cannot go to the police as it will bring shame to their families. Unknowing what to do, Sarath starts giving money to Lawrence and crew and he spends Rs.8 Lakhs which he had saved for his son’s welfare. He informs Kalyani of all that happened and Kalyani ditches him by going out of the home and tells him not to search for her.
A soft melody sung by Gautami Rao and Robby is used as a back ground bit in some parts of the movie. Lyrics is by Thaamarai. If you are a person who enjoys lyrics with music, Thamarai has gifted you with beautiful poetic lines. Ensoi Thangamani! 
It kind of makes one feel as if this song is thrusted upon them. This is the third time in Gautam’s movie after Thoodu Varumaa (Kaakha Kaakha), Neruppae sikki mukki (Vettaiyaadu Vilayaiaadu) that a song is thrusted beacuse it is hit. Gautam needs to work on this.
and his good physique adds power to the character. I suppose Gautam has dubbed for Milind.
and the nose ring adds charm to her beauty. 
For people like me who commute by beach – Tambaram EMU, it gives a feeling as if I acted in the movie. Because so many scenes are shot in train. I would been there in one of those. 
After seeing my blog, he always asked me to set one up for him. We used to discuss about the same for quite sometime with great fervor and forget it. Today something triggered me to do it for him and at last I did it. Balaji was the one who set things up for my blog. Today, I stole the tricks from his bags to set the site up and running with in a few hours. 
and gave my old Nokia 2300 to appa. I gave the headset which came along with the N6030 to Appa and retained the old headset with me. The old headset had been my buddy for the past one and half years and I have used him to the max. I used to shuffle among the FM channels with the cute remote in the headset. On Friday, he disappointed me and stopped working. 
I tried all my level best to repair him but found that he is gone and cannot be used anymore.
in front of me and give me the headset alone. I was shocked to see his response and left the shop immediately. There was another shop keeper who asked me to go to the Nokia Factory to find the headset I am looking for. I have a few questions in mind after the search.
